Getting Started: The Dreaded B-Word

THE DREADED B-WORD

It's ... it's ... THE BUDGET! But in all fairness, the budget has gotten a bad rap. People think of a budget as a strait jacket. It's not. It's a guide, just like a road map. Write down what you want to spend on food, housing, retirement, fun and all that other stuff, and stick to the budget—it will point you in the right direction. Find out how to make a budget.

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