| | | The Philosophy of Credit Card Use Jim in Los Angeles has an American Express credit card with no fee. He pays it off every month and receives 3% cash back. What's the issue with a credit card like that? | | | | |
 | | | Model Behavior Lisa in Los Angeles says her daughter is modeling at 14 years old and making $3,000-5,000 a month. Lisa doesn't want her to become spoiled with this income and wants to know what to do with the earnings, and what would Dave recommend saving for a safe, reliable car when the time comes? Should she pay for that car with her own money?
| | | | | |  | | | Have a Baby Christy in Missouri and her husband want to have a second child. They're comfortable now, and they make about $85,000 a year. She wonders how much finances play into family size. Dave says it shouldn't.
| | | | | |  | | | It's Our Money Amber in Tacoma is a stay-at-home mom. Her husband says the money he earns is his, and he gives her an allowance. Amber is frustrated and asks if she should start billing him for what she does around the house. Dave says they need marriage counseling.
| | | | | I'm Debt-Free! We're proud of you, Dave Ramsey listeners. This month's total from debt-free calls weighs in at: $4,280,000 YTD Debt-Free Total (2013): $17,499,000 | | | Pay For Grades? Joe in Tennessee asks what Dave's opinion is on rewarding kids with money for good grades in school. Dave doesn't have a strong opinion one way or another.
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