Wednesday, 21 August 2013

The Best of The Dave Ramsey Show

 

The Best of The Dave Ramsey Show
Brought to you by MyTotalMoneyMakeover.com
August 21, 2013
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Being a Good Neighbor

Adam in Oklahoma City and his wife own rental property in California managed by a property management company. A sprinkler broke and flooded the property next door. The property is owned by another out-of-town landlord, but both insurance companies determined Adam wasn't at fault. Should he pay for the damage?

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Mortgage

Haunted House

Rebecca in Topeka owns a haunted house. She can't live in it, and she can't get rid of the demons in the house. They need to sell it and can't. It's been vacant for six months, and they're required to disclose that the house is haunted. Dave is at somewhat of a loss how to counsel Rebecca on this property.

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Budgeting

Trial and Error

Ben in Nashville and his wife want to know the best way to learn how to efficiently budget other than by trial and error. Dave tells him trial and error really is the best way.

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Insurance

HSA Contributions

Jamie in Omaha has stopped her Roth IRA contributions. What should she do with the money she's putting in her health savings account (HSA) each month? She makes $42,000 a year, which includes her child support. Dave recommends continuing her HSA contributions until she hits her deductible amount.

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I'm Debt-Free!

We're proud of you, Dave Ramsey listeners. This month's total from debt-free calls weighs in at:

$5,587,500

YTD Debt-Free Total (2013): $23,086,500

 

Emergency Funding

Chris on Twitter asks how long it should take to fully fund his emergency fund.


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