| | Does Government Intervention Work? Dave talks for a few minutes about government intervention when the economy tanks and gives his opinion of it. He goes into an explanation of socialism and Keynesian economics and why they don't work. Dave lays out some examples where government intervention didn't work. | | | |
 | | Emergency Fund Range A listener asks why the fully funded emergency fund has a three-month range. Dave breaks it down.
| | | | |  | | Budgeted Fun Elizabeth in Texas and her husband are debt-free except their house. She thinks it's fine to pay $100 for a bottle of wine if you want to and it's budgeted, but her coworker says no way. Dave says Elizabeth is correct, with a caveat.
| | | | |  | | Cut the Health Insurance? Shauna asks if it's ever okay to stop paying health insurance to pay down debt. Dave says no way.
| | | I'm Debt-Free! We're proud of you, Dave Ramsey listeners. This month's total from debt-free calls weighs in at: $4,782,500 YTD Debt-Free Total (2013): $27,869,000 | | Is Budget Billing a Blunder? Ashley on Twitter wonders about Dave's thoughts on budget billing.
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